Terms & Conditions

WEBSITE TERMS AND CONDITIONS – STELLAR ECHO INC

Effective date: November 10, 2026

Last updated: November 10, 2026

These terms and conditions govern your use of the website www.stellarecho.io (the "Website"). By accessing, browsing, using or downloading content from the Website, you confirm that you have read, understood and agree to these Terms. If you do not agree, you must not access, use, view or download content from the Website.

You must be at least 18 years old to use the Website.

1. DEFINITIONS

In these Terms, the following words have these meanings:

Code means all forms of software code, including source code, object code, binary code and executable code, and any modules, components, algorithms, analysis tools, templates, configurations, business logic, dynamic link libraries, models, database structures, updates, service packs and patches, in any format or medium, that make up any part of the Website.

Content means all material made available, displayed or used on the Website, including text, images, graphics, user interfaces, visual elements, photographs, trademarks, logos, audio, music, artwork and any other media or materials.

Intellectual Property means:

(a) inventions, discoveries and designs, whether or not patentable or registrable, including improvements to equipment, products, technologies, processes, methods or techniques;

(b) copyright, present and future, anywhere in the world, in literary works, artistic works, software, Code and any other work protected by copyright law;

(c) trademarks and service marks, registered or unregistered, trade dress, domain names, branding and marketing materials;

(d) trade secrets and confidential information; and

(e) any other rights protected under United States federal or state law, including the Copyright Act, the Patent Act and the Lanham Act, or equivalent laws in any other country.

Intellectual Property Rights means the legal rights arising from or associated with the ownership or use of Intellectual Property.

Loss or Claim means any damage, loss (including indirect or consequential loss and loss of profits), cost, expense or liability that a person may incur, and any claim, action, proceeding or demand made against them, however it arises, and whether present or future, fixed or unascertained, known or unknown, or actual or contingent.

Personal Information has the meaning given in the Privacy Policy.

Terms means these Website Terms and Conditions together with the Privacy Policy.

Third-Party Websites means websites that are not owned, operated or controlled by Stellar Echo.

Stellar Echo, we, us and our mean Stellar Echo Inc, a Florida corporation (document number P24000069189), with its business address at 11031 Legacy Blvd, Apt 302, Palm Beach Gardens, FL 33410, United States.

You and your mean any person who accesses or uses the Website.

2. USE OF THE WEBSITE

2.1 The Website provides information about Stellar Echo and its products, and may include content such as videos, music, graphics, text, images and photographs. Your use of the Website is subject to these Terms and shows your acceptance of them.

2.2 By using the Website, you enter into a legally binding agreement with Stellar Echo, and you acknowledge that the collection, use and disclosure of your Personal Information is governed by the Privacy Policy.

2.3 You agree not to use the Website for any purpose that is illegal, unlawful or prohibited by these Terms.

2.4 Without limiting clause 2.3, you agree not to, directly or indirectly:

(a) use the Website to defame, abuse, harass, stalk or threaten anyone, or otherwise violate the legal rights of others, including their privacy;

(b) attempt to gain unauthorized access to any part of the Website through hacking, phishing, password mining or similar methods;

(c) introduce viruses, worms, trojans, logic bombs or any other harmful or malicious code or data into the Website or the systems that support it;

(d) use bots, scrapers, crawlers, scripts or other automated tools to access, copy or interact with the Website, except standard search engines that follow our robots.txt instructions;

(e) bypass or manipulate the Website's structure or navigation to reach information that is not intended to be publicly available;

(f) interfere with or disrupt the Website, its servers or networks, or other people's use of it, including through denial- of-service attacks;

(g) send unsolicited advertising, promotional messages, surveys, chain letters or any other unwanted solicitation without our prior written permission;

(h) collect or use information about other users to send, or help send, the communications described in (g);

(i) modify, copy, reverse engineer, decompile or disassemble any part of the Website or its Code;

(j) use the Website or its Content to train, develop or improve any artificial intelligence or machine learning model;

(k) breach any applicable law or regulation; or

(l) use the Website to develop, improve or support another product or service, or to extract information for building customer lists or for any other commercial advantage.

2.5 You may not use the Website or its Content for any commercial purpose without our prior written consent.

2.6 We may monitor and review activity on the Website to keep it secure and to enforce these Terms. Any information collected in this way is handled in accordance with the Privacy Policy.

3. MOBILE ACCESS

3.1 Some features or content of the Website may be limited or may not work as intended on mobile devices.

3.2 Using the Website on a mobile device may result in charges from your mobile or internet service provider, such as data fees. Stellar Echo is not responsible for these charges.

4. INTELLECTUAL PROPERTY

4.1 All Intellectual Property Rights in the Website, its Code and its Content are owned by or licensed to Stellar Echo.

4.2 Using the Website does not give you ownership of, or any rights in, any Intellectual Property on the Website or in its Content, except the limited permission in clause 4.3.

4.3 You may view, download or print material from the Website for your own personal, non-commercial use only, provided you do not alter it and you keep all copyright, trademark and other notices intact. You must not share, distribute, publish or sell this material.

4.4 Stellar Echo's names, logos and other marks are trademarks of Stellar Echo Inc. Other trademarks and logos shown on the Website belong to their respective owners. Nothing on the Website grants you any license to use any trademark without the owner's written permission.

4.5 Copyright complaints. If you believe that content on the Website infringes your copyright, send a written notice to contact@stellarecho.io or to the mailing address in clause 16. Your notice must include: your contact details; a description of the copyrighted work; the location of the infringing material on the Website; a statement that you have a good-faith belief the use is not authorized by the copyright owner, its agent or the law; a statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act for them; and your physical or electronic signature. We will respond in line with the Digital Millennium Copyright Act.

5. THIRD-PARTY WEBSITES AND SOCIAL MEDIA

5.1 The Website may contain links to Third-Party Websites. Stellar Echo makes no express or implied warranty about the content, accuracy, functionality or suitability of any Third-Party Website.

5.2 Your use of a Third-Party Website is governed by that third party's own terms of use and privacy policy.

5.3 Unless we expressly say otherwise, a link to a Third-Party Website does not:

(a) indicate any relationship between Stellar Echo and that third party; or

(b) mean that Stellar Echo endorses or sponsors that website or its products or services.

5.4 The Website may also link to social media platforms. By using these links, you agree that:

(a) anything you post on those platforms is subject to that platform's own terms and conditions;

(b) you must not post content about Stellar Echo, its employees, agents or officers that is false, misleading or defamatory; and

Nothing in these Terms restricts your right to post honest reviews or opinions about Stellar Echo or its products.

6. PRIVACY AND YOUR SUBMISSIONS

6.1 Any Personal Information you submit through the Website is handled in accordance with the Privacy Policy. Privacy questions and requests can be sent to privacy@stellarecho.io.

6.2 Feedback, questions, suggestions, ideas and other non-personal information you send us through the Website are not treated as confidential. By submitting them, you grant Stellar Echo a non-exclusive, worldwide, royalty-free, perpetual and irrevocable license to use, reproduce, modify and adapt them for any purpose, without any obligation or payment to you.

7. DISCLAIMER OF WARRANTIES

7.1 Information on the Website is based on sources we believe to be reliable at the time of publication, but we do not guarantee its accuracy, completeness or reliability.

7.2 THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, STELLAR ECHO AND ITS AFFILIATES DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON- INFRINGEMENT. WE DO NOT WARRANT THAT:

(a) THE CONTENT IS ACCURATE, COMPLETE OR OF ANY PARTICULAR QUALITY;

(b) THE WEBSITE IS FREE FROM VIRUSES, MALWARE, SPYWARE OR OTHER HARMFUL COMPONENTS; OR

7.3 Information, views and other content on the Website are for general information only. They are not professional advice or a recommendation of any kind and should not be relied on as such.

7.4 Any decision or action you take based on information on the Website is at your own risk. You should carry out your own research or seek appropriate professional advice before acting.

8. LIMITATION OF LIABILITY

8.1 TO THE FULLEST EXTENT PERMITTED BY LAW, STELLAR ECHO, ITS AFFILIATES AND THEIR OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS ARE NOT LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA OR GOODWILL, ARISING FROM OR RELATED TO YOUR USE OF, OR RELIANCE ON, THE WEBSITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8.2 TO THE FULLEST EXTENT PERMITTED BY LAW, OUR TOTAL LIABILITY FOR ANY LOSS OR CLAIM ARISING FROM OR RELATED TO THE WEBSITE OR THESE TERMS WILL NOT EXCEED ONE HUNDRED US DOLLARS (US$100).

8.3 Some states do not allow the exclusion of certain warranties or the limitation of certain damages, so some of the exclusions and limitations in clauses 7 and 8 may not apply to you.

9. CONTENT CHANGES

We may modify, remove, update or change any part of the Website or its Content at any time without notice.

10. INDEMNIFICATION

You agree to indemnify, defend and hold harmless Stellar Echo, its affiliates and their officers, directors, employees and agents from any Loss or Claim, including reasonable attorneys' fees, arising from or related to:

(a) your use of the Website;

(b) your breach of these Terms;

(d) your infringement of any third party's rights.

11. ASSIGNMENT

11.1 We may assign or transfer any or all of our rights and obligations under these Terms at any time, without notice to you or your consent.

11.2 You may not assign or transfer any of your rights or obligations under these Terms.

12. SEVERABILITY AND WAIVER

12.1 If a court or other competent authority finds any provision of these Terms, or part of one, invalid, unlawful or unenforceable, that provision or part will be treated as removed to the extent necessary, and the remaining provisions will remain valid and enforceable.

12.2 If a provision could be made valid and enforceable by changing or removing part of it, it will apply with the minimum change needed to make it legally effective.

12.3 If we do not enforce any right or provision of these Terms, that is not a waiver of that right or provision.

13. SUSPENSION AND TERMINATION OF ACCESS

13.1 We may limit, suspend, remove or terminate your access to the Website or any of its features at any time, including if we believe you have breached these Terms.

13.2 We do not guarantee that the Website or its Content will always be available or work without interruption, and we may suspend, restrict or discontinue all or part of the Website for business, operational or maintenance reasons. Where reasonably possible, we will give notice before doing so.

14. CHANGES TO THESE TERMS

14.1 We may update or change these Terms at any time.

14.2 We will publish any changes on the Website and update the "Last updated" date at the top of this page.

14.3 You are responsible for reviewing these Terms regularly. By continuing to use the Website after changes are posted, you accept the updated Terms.

14.4 These Terms, effective from the date last updated above, replace all earlier versions.

15. GOVERNING LAW AND JURISDICTION

15.1 These Terms are governed by and interpreted in accordance with the laws of the State of Florida and applicable United States federal law, without regard to conflict-of-law principles.

15.2 You agree to the exclusive jurisdiction and venue of the state and federal courts located in Palm Beach County, Florida, for any dispute arising from or relating to the Website or these Terms, and you waive any objection to those courts on the grounds of venue or inconvenient forum.

15.3 TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND STELLAR ECHO EACH WAIVE ANY RIGHT TO A JURY TRIAL, AND AGREE THAT ANY DISPUTE WILL BE BROUGHT ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE OR REPRESENTATIVE ACTION.

16. CONTACT US

If you have questions about these Terms, contact us:

Stellar Echo Inc

Website: www.stellarecho.io

Email: contact@stellarecho.io

Mail: 11031 Legacy Blvd, Apt 302, Palm Beach Gardens, FL 33410, United States